How in-home care is paid for.
Does the way care is funded change the care? No. Every plan is written to the person's needs first, and we work out the funding with you.
Minnesota waivers
We accept the Elderly Waiver (EW), the Community Access for Disability Inclusion waiver (CADI) and the Brain Injury waiver (BI). If you already have a case manager, we coordinate directly with them. If you do not, we can point you to the county assessment that starts the process.
Private pay
Care is billed by the hour or by the shift, with 24/7 and overnight schedules quoted as a daily rate. You receive a written quote after the nurse assessment, before any care starts, and there is no minimum commitment beyond the visits you schedule.
Insurance
Long-term care insurance policies typically reimburse in-home care. We provide the documentation your carrier needs. Ask us about Medicaid (Medical Assistance) and Veterans benefits; eligibility depends on the person and we will tell you plainly what applies.
Rates are shared in writing after the assessment, once we know how many hours and what level of care the plan calls for. Call us and we will give you a realistic range over the phone.